Delivering Financial Strength, Tenacity and Client Commitment to the Rail Industry

Citizens Asset Finance is a division of Citizens Financial Group (NYSE CFG) – a top 15 U.S. commercial bank holding company with more than $137.3 billion in assets (as of June 30, 2015). With broad experience ranging from traditional to asset-based loans, equipment finance to debt & equity capital markets, we have the expertise to structure the right financing for corporate clients.

We have leveraged our financial strength, regional presence and industry expertise in Rail, Construction, Business Aircraft, Trucking, Marine, Energy and Mining to support clients’ business needs and help them accelerate their growth.

Rail Finance Solutions

The need for equipment and infrastructure updates in a limited capital environment and the uncertainty of federal transportation funding have been cited by rail executives as two of their top challenges in 2015.

To support our rail clients in overcoming these hurdles and achieving their goals, Citizens Rail Finance can deliver:

  • Tax advantaged secured term-loans, equipment leases and lease lines of credit for a wide range of assets – including railcars, locomotives, track, yard and MOW – on terms up to 15 years
  • Fixed or variable terms, using Interest Rate SWAPS or LIBOR indices
  • Funding and balance sheet holding of transactions between $1MM-$150MM
  • Turnkey financing for projects involving land, building and equipment

Citizens Commercial Banking Overview

Learn more about Citizens Commercial Banking and Citizens Financial Group, one of the oldest and largest financial institutions in the U.S., by clicking here.

Citizens Commercial Banking Insights

The Future Is Riding on the Railroad: Why It’s Time to Focus on Acquisition

Succeeding in today’s rail market is a balancing act. Shippers have to weigh the importance of control vs. flexibility, determining the number of railcars they buy versus the number they lease.

With a recovering economy, now is the time to take control. Shippers who focus on acquiring railcars for the bulk of their business ensure they have the equipment they need to meet demand, increase off-balance sheet financing options and reduce their reliance on leasing, with its added costs of fees and renewal markups.

Download now to learn more about how strategically investing in equipment can result in capturing long-term value.

Thank you for your interest in our upcoming events. We are in the process of formulating our 2016 event schedule. Please check back later for our team’s schedule or don’t hesitate to contact us.

If you would like to speak with us about how our Rail Finance solutions can help your business, please don’t hesitate to contact me.

Jay Frazier
Senior Vice President, Rail Finance
Office: 312.777.3627
Mobile: 630.319.7317
verlin.frazier@citizensbank.com
Connect with me on LinkedIn