Citizens Healthcare Banking provides differentiated, competitive debt financing, idea-driven capital solutions and traditional banking products to established and emerging growth companies as well as private equity-backed portfolio companies.
Powered by the strength of a Top 15 U.S. commercial banking institution and driven by deep industry insight, our Healthcare Banking team delivers an array of products to manage liquidity, interest rate volatility and currency risk in a sector defined by a constantly changing regulatory and reimbursement environment.
HEALTHCARE BANKING SOLUTIONS
With an average of more than 15 years of experience, our dedicated Healthcare bankers understand the complex, ever-changing healthcare landscape. With expertise across Healthcare Services, Pharma & Life Sciences, Medical Device and Healthcare IT subsectors, we can quickly assess your unique financing needs and provide compelling solutions.
- Capital Markets: As a top-tier provider of debt capital markets services, we provide fully underwritten financing, asset-based loans, as well as syndicated loan origination, structuring and distribution services. Our expertise and the results we’ve delivered for hundreds of middle market clients have propelled us to leadership in the Middle Market League Tables.
- M&A Advisory: With our subsidiary, Western Reserve Partners, we provide sell-side advisory, buy-side advisory, capital raising, financial opinions & valuations and other financial advisory services to middle market clients.
- Financing: We provide an array of customized financing solutions for working capital, acquisition finance and general corporate purposes. Solutions include commercial lending, leveraged finance and asset-based finance.
- Treasury Management: We offer a comprehensive suite of cash management and trade finance solutions including:
- Payments: ACH, Commercial Cards, ePayables
- Receivables: Lockbox, E-Z Deposit, Merchant Services, Coin & Currency
- Liquidity: Cash Concentration, MMDA, Evergreen TD
- Trade Finance: Letters of Credit, Ex-Im Bank Financing and Supply Chain Finance
- Foreign Exchange: Our experienced team of FX Specialists can help mitigate currency risk using a wide range of solutions, including: spot, forwards, options, cross currency swaps as well as FX risk management analytics and customized hedging strategies.
- Interest Rate Products: We provide interest rate hedging strategies to mitigate the risk of interest rate uncertainty and efficiently manage funding costs. Our dedicated team of Derivative Specialists can help identify and manage your interest rate exposure based on your objectives and risk appetite.
- Wealth Management: Our wealth management services include strategic investment management, exclusive lending and banking solutions, trust, retirement, estate planning services and charitable planning.
- Equipment Financing & Leasing: We offer flexible loan and lease solutions for corporate aircraft, equipment & facilities, medical equipment, furniture & fixtures, real estate and manufacturing.