With an average of more than 15 years experience supporting restaurant operators, our dedicated Restaurant Finance bankers understand the opportunities and pressures of the business. As a leading national lender to restaurant owners our focused expertise allows us to quickly assess your unique financing needs and provide both practical advice and dependable solutions.
CITIZENS COMMERCIAL BANKING SOLUTIONS
Your business’s success requires more than just a lender. It requires a banking partner with deep restaurant lending experience, knowledge of industry best practices and trends, and an understanding of the issues and opportunities in your markets.
With over $4 billion in loan commitments, we are a national lender with proven expertise in financing a broad array of brands, sizes and capital needs. Whether you’re improving current sites or opening new locations, refinancing existing debt or funding shareholder distributions, we can develop effective customized solutions to help you reach your goals:
- Flexible financing options with credit facilities from $5 million to more than $500 million to meet all of your needs including refinancing, new unit development, remodeling and acquisitions.
- Comprehensive cash management solutions that can help improve liquidity, manage multiple locations efficiently, streamline cash handling and save administrative time.
- Interest rate risk management solutions to mitigate the risk of interest rate uncertainty and help you efficiently manage funding costs.
- An array of commercial card services options that can reduce transaction costs, save time and improve spending control.
Also, to help optimize liquidity, control operating costs and streamline deposit handling, we’ll tailor cash management and payment solutions for your restaurant business, and provide a single point of contact for specialized restaurant banking services.