chef working in kitchen

Combined Sector Expertise and Personalized
Attention to Accelerate Your Growth

With an average of more than 15 years experience supporting restaurant operators, our dedicated Restaurant Finance bankers understand the opportunities and pressures of the business. As a leading national lender to restaurant owners our focused expertise allows us to quickly assess your unique financing needs and provide both practical advice and dependable solutions.

CITIZENS COMMERCIAL BANKING INSIGHTS

PERSPECTIVE:
OPTIMIZING YOUR RESTAURANT’S WORKING CAPITAL THROUGH EPAYABLES

Restaurant Finance ePayables Perspective

Historically, restaurants have been considered cash businesses, which in turn has heavily influenced the way owners and operators managed their working capital. However, the shift to paperless payment methods are impacting the way the industry operates.

Download now learn how restaurant owners and operators are integrating ePayables to improve and grow their access to working capital.

PERSPECTIVE:
SETTING UP YOUR RESTAURANT FOR SUCCESS IN A RISING INTEREST RATE ENVIRONMENT

Restaurant Finance Rising Interest Rates Perspective Restaurant operators must often balance changing consumer tastes with emerging competitors and the increasing costs of running a business. However, they must now face the challenges presented by a new reality – a rising interest rate environment.

Download now to learn what strategies restaurant owners and operators can proactively employ to protect their businesses against this emerging risk.

PERSPECTIVE:
3 STRATEGIES FOR HARNESSING THE POWER OF MILLENNIAL HIRES

3 Strategies for Harnessing the Power of Millennial Hires Millennials have officially surpassed baby boomers as the largest generation in the U.S. workforce. This age group’s fluency in modern technologies and desire for careers that contribute to the greater good can be pivotal assets for employers.

Download now to learn how restaurant owners and operators can position their businesses to attract, retain and engage Millennial hires.

PERSPECTIVE:
RESTAURANT TAKEOUT AND DELIVERY ARE TAKING A BITE OUT OF DINE-IN TRAFFIC

Restaurant Takeout and Delivery Are Taking a Bite Out of Dine-In Traffic As Millennials begin to make up a larger portion of the consumer population, restaurant owners and operators can expect speed and convenience to continue to garner importance. Thus, the increasing popularity of food delivery and takeout services is of little surprise. However, restaurant owners and operators who act now can protect market share and augment revenue.

Download now to learn how restaurant owners and operators can harness the popularity of delivery and takeout to benefit their businesses.

PERSPECTIVE:
A RECIPE FOR SUCCESS: TECHNOLOGY AND THE RESTAURANT INDUSTRY

A Recipe For Success: Technology & The Restaurant Industry (Citizens Commercial Banking)As technology plays a larger role in consumers’ everyday lives, restaurant operators are leveraging technology as an investment for growth and consumer satisfaction.

Download now for insight into how operators are incorporating technology to expedite the payment process and keep customers satisfied.

PERSPECTIVE:
RESTAURANT TRENDS: A POSITIVE GROWTH OUTLOOK

Restaurant Industry TrendsThe restaurant sector has rebounded from the Great Recession due in part to operators’ nimble response to changing consumer behaviors – from taste to expanded dayparts to technology. And the investor community has taken notice, resulting in further sector growth.

Download now for an overview of market trends and gain insight on staying competitive in this dynamic and demanding restaurant environment.